@font-face{font-family:Montserrat;src:url(/fonts/Montserrat-Regular.woff2)format("woff2");font-weight:400;font-display:swap}@font-face{font-family:Montserrat;src:url(/fonts/Montserrat-Medium.woff2)format("woff2");font-weight:500;font-display:swap}@font-face{font-family:Montserrat;src:url(/fonts/Montserrat-Bold.woff2)format("woff2");font-weight:700;font-display:swap}:root{--bg:#0b0d12;--surface:#ffffff0a;--border:#ffffff14;--accent:#e8271a;--accent-bright:#ff4d3a;--gold:#f5c518;--sidebar:#100608;--header:#100608eb;--radius-sm:8px;--radius-md:14px;--radius-lg:22px;--pill:999px}*{box-sizing:border-box}html{scroll-behavior:smooth;background:var(--bg)}body{color:#f0f0f0;background:var(--bg) url(/img/bg.jpeg) center / cover fixed;background-blend-mode:overlay;margin:0;font-family:Montserrat,Arial,sans-serif;line-height:1.6}a{color:inherit}img{max-width:100%;height:auto;display:block}button,a{-webkit-tap-highlight-color:transparent}::-webkit-scrollbar{width:6px;height:6px}::-webkit-scrollbar-track{background:#12151d}::-webkit-scrollbar-thumb{background:#e8271a80;border-radius:3px}.icon{fill:none;stroke:currentColor;stroke-width:1.9px;stroke-linecap:round;stroke-linejoin:round;flex:none;width:15px;height:15px}.sidebar{z-index:100;background:var(--sidebar);border-right:1px solid #e8271a2e;width:237px;padding:24px 18px;transition:transform .35s;position:fixed;inset:0 auto 0 0;overflow-y:auto;box-shadow:4px 0 40px #0009}.side-logo{width:60px;display:block}.side-logo img,.mobile-logo img{border-radius:var(--radius-md);box-shadow:0 0 16px #e8271a4d}.side-list{border-top:1px solid #e8271a33;max-width:200px;margin:20px 0 0;padding:8px 0 0;list-style:none}.side-list li{margin:3px 0}.side-list a{color:#ffffffb3;border-radius:var(--radius-sm);align-items:center;gap:10px;padding:8px 10px;font-size:13px;font-weight:500;text-decoration:none;transition:color .2s,background .2s;display:flex}.side-list a:hover,.side-list a.active{color:#fff;background:#e8271a24}.side-list a.active{color:var(--accent-bright)}.topbar{z-index:90;background:var(--header);-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px);border-bottom:1px solid #e8271a33;justify-content:space-between;align-items:center;min-height:73px;padding:14px 28px 14px 272px;display:flex;position:relative;box-shadow:0 2px 24px #00000080}.mobile-logo,.menu-toggle{display:none}.header-actions,.button-row{align-items:center;gap:18px;display:flex}.header-actions{margin-left:auto}.button{border-radius:var(--pill);white-space:nowrap;justify-content:center;align-items:center;gap:6px;min-height:42px;padding:9px 28px;font-size:14px;font-weight:500;line-height:1.4;text-decoration:none;transition:transform .2s,box-shadow .2s,background .2s;display:inline-flex}.button--primary,.read-button{color:#fff;background:linear-gradient(135deg, var(--accent), #c41a0e);box-shadow:0 4px 16px #e8271a59}.button--secondary{color:#ffffffd9;background:0 0;border:1px solid #e8271a99}.button:hover,.read-button:hover{transform:translateY(-1px);box-shadow:0 8px 24px #e8271a80}.login-link{color:#ffffffa6;align-items:center;gap:6px;padding:10px 16px;font-size:14px;font-weight:500;text-decoration:none;display:flex}.content-pad{padding:20px 28px 28px 272px}.breadcrumbs{background:#0a050773;border-bottom:1px solid #ffffff0a;padding-top:14px;padding-bottom:8px}.breadcrumbs ol{flex-wrap:wrap;align-items:center;gap:7px;max-width:1200px;margin:0 auto;padding:0;list-style:none;display:flex}.breadcrumbs li{color:#ffffff7a;align-items:center;gap:7px;font-size:12px;line-height:1.5;display:flex}.breadcrumbs li:not(:last-child):after{color:#ffffff40;content:"/"}.breadcrumbs a{color:#ffffffb8;text-decoration:none}.breadcrumbs a:hover{color:var(--gold)}.breadcrumbs [aria-current=page]{color:#ffffff7a}.banner-section a,.hero-banner{width:100%}.banner-section a{display:block}.intro-hero{align-items:center;min-height:549px;padding-top:0;padding-bottom:0;display:flex;position:relative;overflow:hidden}.intro-video,.intro-overlay{width:100%;height:100%;position:absolute;inset:0}.intro-video{object-fit:cover;pointer-events:none}.intro-overlay{background:linear-gradient(115deg,#0a0304eb,#1e0808b8 50%,#0a030480)}.intro-content{z-index:1;text-align:center;width:100%;max-width:1200px;margin:0 auto;padding:50px 0;position:relative}.intro-content h1{color:#fff;letter-spacing:-.5px;text-shadow:0 2px 24px #e8271a4d;margin:0;font-size:42px;line-height:1.25}.intro-content p{color:#f0f0f0cc;max-width:1080px;margin:18px auto 0;font-size:15px;line-height:1.7}.button-row{flex-wrap:wrap;margin-top:20px}.button-row--center{justify-content:center;gap:10px;margin-top:28px}.featured-section{padding-top:12px;padding-bottom:12px}.featured-card{background:linear-gradient(135deg,#ffffff0a,#dc26260f);border:1px solid #dc262640;border-radius:18px;overflow:hidden;box-shadow:0 4px 24px #00000040}.featured-card__body{flex-direction:column;gap:14px;padding:28px 32px;display:flex}.featured-tag{color:var(--accent);letter-spacing:1px;text-transform:uppercase;font-size:12px;font-weight:700}.featured-image{border-radius:10px;display:block;position:relative;overflow:hidden}.featured-image img{width:100%;height:auto}.featured-badge{color:#fff;border-radius:var(--pill);letter-spacing:1px;text-transform:uppercase;background:#dc2626;padding:4px 10px;font-size:11px;font-weight:700;position:absolute;top:14px;left:14px}.featured-card h2{margin:0;font-size:23px;line-height:1.3}.featured-card h2 a{color:#fff;text-decoration:none}.featured-card p{color:#ffffffb8;margin:0;font-size:14px;line-height:1.65}.featured-footer{color:#ffffff80;align-items:center;gap:16px;font-size:13px;display:flex}.featured-footer strong{color:#ffffffd9}.read-button{border-radius:var(--pill);flex:none;align-items:center;gap:7px;padding:8px 18px;font-size:13px;font-weight:700;text-decoration:none;display:inline-flex}.feature-section{border-top:1px solid #ffffff0a;position:relative;overflow:hidden}.feature-grid{align-items:center;gap:20px;display:flex}.feature-grid--reverse{flex-direction:row-reverse}.feature-media,.feature-card{flex:50%;min-width:0}.feature-media{border-radius:var(--radius-md);overflow:hidden}.feature-media img{border-radius:var(--radius-md);border:1px solid #e8271a40;width:100%;height:auto;box-shadow:0 8px 32px #00000080}.feature-card,.info-card,.faq-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-md);padding:28px 24px 28px 26px;position:relative;overflow:hidden;box-shadow:0 4px 32px #0000008c}.feature-section--0 .feature-card,.feature-section--4 .feature-card{--section-color:#00c9b1}.feature-section--1 .feature-card,.feature-section--5 .feature-card{--section-color:#f5c518}.feature-section--2 .feature-card,.feature-section--6 .feature-card{--section-color:#7c6fff}.feature-section--3 .feature-card,.feature-section--7 .feature-card{--section-color:var(--accent)}.feature-card{border-left:3px solid var(--section-color);background:linear-gradient(135deg, color-mix(in srgb, var(--section-color) 8%, transparent), #ffffff05 85%)}.feature-card h3,.info-card h3{z-index:1;color:#fff;letter-spacing:-.3px;margin:0 0 16px;padding-bottom:14px;font-size:21px;line-height:1.3;position:relative}.feature-card h3:after,.info-card h3:after{content:"";background:var(--section-color,var(--accent));border-radius:3px;width:40px;height:3px;position:absolute;bottom:0;left:0}.feature-card p,.info-card li,.faq-card p{z-index:1;color:#f0f0f0d9;margin:0;font-size:15px;line-height:1.7;position:relative}.feature-card p a,.info-card a,.faq-card a{color:var(--gold);font-weight:500;text-decoration:none}.section-count{color:#ffffff09;font-size:72px;font-weight:700;line-height:1;position:absolute;bottom:8px;right:14px}.info-section{padding-top:20px}.info-card ul{margin:0;padding:20px 0;list-style:none}.info-card li{margin:10px 0}.info-card blockquote{color:#f0f0f0b3;border-radius:0 var(--radius-sm) var(--radius-sm) 0;background:#ffffff0a;border-left:3px solid #fff3;margin:20px 0 0;padding:18px 20px;font-size:14px;font-style:italic;line-height:1.65}.faq-card>h3{color:#e8271acc;letter-spacing:.14em;text-transform:uppercase;align-items:center;gap:10px;margin:0 0 14px;font-size:11px;display:flex}.faq-card>h3:after{content:"";background:#e8271a2e;flex:1;height:1px}.faq-list h4{color:#ffffffeb;background:#ffffff06;border-bottom:1px solid #ffffff0d;border-left:3px solid #e8271a80;border-radius:0 6px 0 0;margin:8px 0 0;padding:12px 12px 12px 16px;font-size:14px;font-weight:500;line-height:1.45}.faq-list p{color:#f0f0f099;background:#ffffff03;border-bottom:1px solid #ffffff0a;border-left:3px solid #ffffff0a;padding:10px 12px 12px 16px;font-size:14px}.subpage-hero{background:radial-gradient(circle at 58% 55%,#e8271a14,#0000 35%),linear-gradient(135deg,#00000070,#14050759);border-bottom:1px solid #ffffff0a;align-items:center;min-height:434px;padding-top:54px;padding-bottom:44px;display:flex}.subpage-hero--compact{min-height:360px}.subpage-hero__inner{text-align:center;width:100%;max-width:1120px;margin:0 auto}.subpage-hero h1{color:#fff;letter-spacing:-.7px;text-shadow:0 4px 28px #e8271a2e;margin:0;font-size:42px;line-height:1.25}.subpage-hero p{color:#f0f0f0cc;max-width:1090px;margin:20px auto 0;font-size:15px;line-height:1.72}.hero-rule{background:#e8271a33;width:210px;height:2px;margin:17px auto 0;display:block;position:relative}.hero-rule:after{content:"";background:var(--gold);border-radius:4px;width:98px;height:4px;position:absolute;top:-1px;left:50%;transform:translate(-50%)}.subpage-section{border-bottom:1px solid #ffffff0a;padding-top:20px;padding-bottom:20px}.subpage-grid{grid-template-columns:minmax(0,1fr) minmax(0,.94fr);align-items:stretch;gap:20px;min-height:338px;display:grid}.subpage-grid--reverse{grid-template-columns:minmax(0,.94fr) minmax(0,1fr)}.subpage-grid--reverse .subpage-card{order:2}.subpage-grid--reverse .subpage-media{order:1}.subpage-card,.editorial-card{border-radius:var(--radius-md);background:linear-gradient(135deg,#ffffff0a,#e8271a06);border:1px solid #ffffff17;padding:30px 26px;position:relative;overflow:hidden;box-shadow:0 7px 30px #00000061}.subpage-grid--reverse .subpage-card{border-left:3px solid var(--accent)}.subpage-card h2,.editorial-card h2,.articles-heading h2,.article-section h2{color:#fff;letter-spacing:-.35px;margin:0 0 18px;padding-bottom:14px;font-size:23px;line-height:1.35;position:relative}.subpage-card h2:after,.editorial-card h2:after,.article-section h2:after{content:"";background:var(--accent);border-radius:3px;width:40px;height:3px;position:absolute;bottom:0;left:0}.subpage-card p,.subpage-card li,.editorial-card p,.editorial-card li,.article-page p,.article-page li{z-index:1;color:#f0f0f0c7;font-size:15px;line-height:1.7;position:relative}.subpage-card p,.editorial-card p,.article-page p{margin:0 0 14px}.subpage-card ul,.editorial-card ul,.article-page ul{margin:12px 0 0;padding:0 0 0 20px}.subpage-card li::marker{color:var(--accent)}.editorial-card li::marker{color:var(--accent)}.article-page li::marker{color:var(--accent)}.subpage-card a,.editorial-card a,.article-page a{color:var(--gold);text-decoration:none}.subpage-media{border-radius:var(--radius-md);background:#08090d;border:1px solid #e8271a38;min-height:300px;overflow:hidden;box-shadow:0 8px 32px #00000080}.subpage-media img{object-fit:contain;width:100%;height:100%}.editorial-section{padding-top:18px;padding-bottom:18px}.editorial-card{max-width:1140px;margin:0 auto}.editorial-card--notice{background:#f5c5180a;border-color:#f5c51838}.editorial-card--notice h2:after{background:var(--gold)}.editorial-card>:last-child{margin-bottom:0}.data-table-wrap{border:1px solid #ffffff14;border-radius:10px;margin-top:20px;overflow-x:auto}.data-table{border-collapse:collapse;width:100%;min-width:620px;font-size:13px}.data-table th,.data-table td{text-align:left;vertical-align:top;border-bottom:1px solid #ffffff0f;border-right:1px solid #ffffff0f;padding:12px 14px}.data-table th{color:#fff;background:#e8271a24;font-weight:700}.data-table td{color:#f0f0f0bd;background:#ffffff05}.data-table tr:last-child td{border-bottom:0}.blog-banner,.article-visual{padding-top:20px;padding-bottom:20px}.blog-banner img,.article-visual img{object-fit:contain;border-radius:var(--radius-md);background:#08090d;border:1px solid #e8271a33;width:100%;height:auto;box-shadow:0 8px 32px #0000007a}.blog-intro{padding-top:0;padding-bottom:18px}.blog-intro .editorial-card{text-align:center}.blog-intro h1{color:#fff;margin:6px auto 16px;font-size:36px;line-height:1.3}.blog-intro p{max-width:920px;margin:0 auto}.blog-intro .button-row{justify-content:center}.eyebrow,.article-meta{color:var(--accent-bright);letter-spacing:.13em;text-transform:uppercase;font-size:11px;font-weight:700}.articles-section{padding-top:30px;padding-bottom:36px}.articles-heading{justify-content:space-between;align-items:end;margin-bottom:20px;display:flex}.articles-heading h2{margin:4px 0 0;padding:0;font-size:28px}.articles-heading>span{color:#ffffff80;font-size:13px}.articles-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;display:grid}.article-card{color:inherit;border-radius:var(--radius-md);background:#ffffff09;border:1px solid #ffffff14;text-decoration:none;transition:transform .2s,border-color .2s;overflow:hidden;box-shadow:0 8px 28px #00000052}.article-card:hover{border-color:#e8271a6b;transform:translateY(-3px)}.article-card__image{background:#08090d;height:200px;overflow:hidden}.article-card__image img{object-fit:contain;width:100%;height:100%}.article-card__body{padding:18px}.article-card__body>span{color:var(--accent-bright);text-transform:uppercase;font-size:11px;font-weight:700}.article-card h3{color:#fff;margin:8px 0;font-size:19px;line-height:1.35}.article-card p{color:#ffffff9e;margin:0;font-size:13px;line-height:1.65}.article-card strong{color:var(--gold);margin-top:14px;font-size:12px;display:inline-block}.article-visual img{height:auto}.article-page{padding-top:0;padding-bottom:36px}.article-page__inner{border-radius:var(--radius-md);background:#08090dd6;border:1px solid #ffffff14;max-width:1000px;margin:0 auto;padding:34px 42px;box-shadow:0 10px 36px #0006}.back-link{margin-bottom:18px;font-size:13px;font-weight:700;display:inline-block;color:var(--gold)!important}.article-meta{flex-wrap:wrap;gap:7px 14px;display:flex}.article-meta time,.article-meta span{white-space:nowrap}.article-page h1{color:#fff;letter-spacing:-.6px;margin:8px 0 18px;font-size:38px;line-height:1.25}.article-lead{color:#ffffffd6!important;font-size:16px!important}.article-section{margin-top:30px}.article-section h2{font-size:24px}.article-section .data-table-wrap{margin-bottom:14px}.footer{background:var(--sidebar);border-top:1px solid #e8271a2e;padding-top:20px;padding-bottom:40px}.logo-panel{border:1px solid var(--border);border-radius:var(--radius-md);background:#ffffff08;padding:16px}.logo-strip{border-bottom:1px solid #ffffff12;align-items:center;gap:16px;padding-bottom:16px;display:grid}.logo-strip+.logo-strip{margin-top:16px}.logo-strip--payments{grid-template-columns:repeat(7,1fr)}.logo-strip--providers{grid-template-columns:repeat(8,1fr)}.logo-strip img{object-fit:contain;width:100px;height:67px;margin:auto}.footer-columns{border-top:1px solid #ffffff12;grid-template-columns:repeat(4,1fr);margin-top:28px;padding-top:24px;display:grid}.footer-columns>div{flex-direction:column;align-items:flex-start;gap:8px;display:flex}.footer-columns h3{color:#fff6;letter-spacing:.08em;text-transform:uppercase;margin:0 0 6px;font-size:13px;font-weight:500}.footer-columns a{color:#f0f0f0a6;align-items:center;gap:5px;font-size:14px;text-decoration:none;display:flex}.chat-button{border-radius:var(--pill);background:#e8271a1f;border:1px solid #e8271a66;margin-top:4px;padding:9px 22px;color:#fff!important}.copyright{color:#fff6;text-align:center;margin:22px 0 0;font-size:13px}.sticky-cta,.drawer-backdrop{display:none}@media (max-width:1250px){.sidebar{transform:translate(-100%)}.sidebar--open{transform:translate(0)}.drawer-backdrop{z-index:95;background:#0000008c;border:0;padding:0;display:block;position:fixed;inset:0}.topbar{padding:12px 16px;position:sticky;top:0}.content-pad{padding-left:16px;padding-right:16px}.mobile-logo,.menu-toggle{display:block}.header-actions{margin:0 auto}.menu-toggle{background:0 0;border:0;width:30px;height:30px;padding:0;position:relative}.menu-toggle span,.menu-toggle span:before,.menu-toggle span:after{content:"";background:#ffffffd9;width:28px;height:2px;transition:transform .25s,opacity .25s;position:absolute;left:0}.menu-toggle span{top:14px}.menu-toggle span:before{top:-7px}.menu-toggle span:after{top:7px}.menu-toggle--open span{background:0 0}.menu-toggle--open span:before{transform:translateY(7px)rotate(45deg)}.menu-toggle--open span:after{transform:translateY(-7px)rotate(-45deg)}}@media (max-width:900px){.feature-grid,.feature-grid--reverse{flex-direction:column}.feature-media,.feature-card{flex-basis:auto;width:100%}.intro-content h1{font-size:28px}.subpage-grid,.subpage-grid--reverse{grid-template-columns:1fr}.subpage-grid--reverse .subpage-card,.subpage-grid--reverse .subpage-media{order:initial}.articles-grid{grid-template-columns:1fr}.article-card{grid-template-columns:minmax(220px,.8fr) 1fr;display:grid}.article-card__image{height:100%;min-height:220px}}@media (max-width:768px){.sticky-cta{z-index:999;-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px);background:#0c0406eb;border-top:1px solid #e8271a4d;padding:12px 15px;transition:transform .25s;display:block;position:fixed;bottom:0;left:0;right:0;transform:translateY(100%);box-shadow:0 -4px 32px #0009}.sticky-cta--visible{transform:translateY(0)}.sticky-cta .button{width:100%;min-height:40px}.featured-card__body{padding:16px}.featured-footer{flex-direction:column;align-items:flex-start}}@media (max-width:600px){.topbar{flex-wrap:wrap;align-content:space-between;min-height:134px;padding:8px 16px 13px}.mobile-logo{width:42px;height:42px}.menu-toggle{margin-left:auto}.header-actions{order:3;gap:10px;width:100%}.header-actions .button{flex:1;padding:10px 15px;font-size:13px}.login-link{display:none}.banner-section{padding-top:16px;padding-bottom:16px}.intro-hero{min-height:548px;padding:0 16px}.intro-content{padding:38px 0}.intro-content h1{font-size:22px;line-height:1.45}.intro-content p{margin-top:14px;font-size:15px;line-height:1.7}.intro-content .button{min-height:38px;padding:8px 18px;font-size:13px}.featured-card h2{font-size:18px}.feature-card h3,.info-card h3{font-size:22px}.featured-card p{font-size:14px}.feature-card p,.info-card li{font-size:15px}.feature-card,.info-card,.faq-card{padding:20px 16px 20px 26px}.feature-card{box-sizing:content-box;align-self:stretch;width:auto}.feature-card h3,.info-card h3{margin-top:10px}.feature-section{padding-top:16px;padding-bottom:16px}.feature-grid{gap:28px}.feature-card .button{min-height:38px;padding:8px 20px;font-size:12px}.info-section,.faq-section{padding-top:16px;padding-bottom:16px}.info-card ul{min-height:264.734px}.info-card blockquote{margin:20px 0;font-size:14px;line-height:1.65}.faq-list h4,.faq-list p{font-size:14px}.footer{padding-top:16px;padding-bottom:74px}.logo-panel{padding:12px}.logo-strip{gap:6px}.logo-strip--payments,.logo-strip--providers{grid-template-columns:repeat(4,1fr)}.logo-strip img{width:64px;height:64px}.footer-columns{grid-template-columns:1fr;gap:20px;min-height:700px}.footer-columns>div{gap:10px}.footer-columns h3{font-size:13px}.footer-columns a{font-size:14px}.copyright{font-size:11px}.subpage-hero{min-height:520px;padding-top:42px;padding-bottom:38px}.subpage-hero h1{font-size:25px;line-height:1.38}.subpage-hero p{font-size:14px;line-height:1.68}.subpage-hero .button-row{gap:8px}.subpage-hero .button{padding:8px 17px;font-size:12px}.subpage-section{padding-top:16px;padding-bottom:16px}.subpage-grid{gap:16px;min-height:0}.subpage-card,.editorial-card{padding:22px 18px}.subpage-card h2,.editorial-card h2,.article-section h2{font-size:21px}.subpage-card p,.subpage-card li,.editorial-card p,.editorial-card li,.article-page p,.article-page li{font-size:14px}.subpage-media{aspect-ratio:16/10;min-height:0}.editorial-section{padding-top:14px;padding-bottom:14px}.data-table th,.data-table td{padding:10px}.blog-banner,.article-visual{padding-top:16px;padding-bottom:16px}.blog-banner img{height:auto}.blog-intro h1{font-size:25px}.articles-heading{flex-direction:column;align-items:flex-start;gap:8px}.article-card{display:block}.article-card__image{height:190px;min-height:0}.article-visual img{height:auto}.article-page__inner{padding:24px 18px}.article-page h1{font-size:27px}.article-lead{font-size:15px!important}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important}}